NSSA® WORKSHOP RESOURCE

The 20 Risks to Retirement

A workshop framework for identifying the market, income, healthcare, family, Social Security, Medicare, longevity, and legacy risks that may affect retirement.

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Workshop HandoutNSSA® / Social Security Professionals, LLC

What this resource explores

Retirement risk is broader than investment volatility. This NSSA® workshop resource helps households consider twenty different risks that can interact throughout the retirement years.

Source: NSSA® / Social Security Professionals, LLC
Last reviewed: July 27, 2026

Key Takeaways

The list covers market volatility, sequence risk, inflation, longevity, healthcare, long-term care, debt, family support, and unexpected retirement.
Social Security and Medicare claiming decisions are treated as retirement risks that require timely education.
The framework encourages preparation for loss of a spouse, emotional investing, elder abuse, and legacy transfer—not merely portfolio performance.
Garry Edwards has earned the National Social Security Advisor Certificate and uses NSSA® education in his Social Security work.

Questions to Consider

Which risks could reduce dependable monthly income?
Which risks would affect a surviving spouse or family caregiver?
Which risks require action before retirement rather than after it begins?

SOURCE & ACCESS

Continue with the original source or the next SSFG step.

This page is an original SSFG educational summary. The underlying handout is copyrighted by Social Security Professionals, LLC and is not republished here as a public download.

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Educational use only.

This information is general and should not be treated as individualized investment, tax, legal, insurance, Social Security, or Medicare advice. Sources named on this page do not endorse Solutions for Seniors Financial Group.