Annuities: Guaranteed Income for a Confident Retirement
What Is an Annuity?
An annuity is a financial product designed to provide safe, reliable growth and guaranteed income. It can help you:
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Protect your retirement savings
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Earn tax-deferred growth
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Create income you cannot outlive
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Reduce market risk and volatility
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Plan for predictable, stable retirement income
Annuities can be an essential part of a secure retirement plan—especially for those looking for peace of mind and protection.
Types of Annuities We Offer
Every retiree’s situation is different, so we provide access to a wide variety of options from highly rated carriers:
Fixed Indexed Annuities
(FIAs)
Provide the opportunity for higher interest based on market performance without risk to principal. Ideal for seniors seeking growth with security.
Fixed Annuities
Offer guaranteed interest rates and protection from market downturns—a safe, conservative option for predictable growth.
Immediate or Lifetime Income Annuities
Convert a portion of your savings into a guaranteed income stream for life—helping ensure you never run out of money in retirement.
Deferred Income Annuities
Allow you to lock in future income now, offering protection and stability later in retirement.
Annuities With Living Benefit Riders
Modern annuities often include features that guarantee lifetime income, even if your account value drops to zero.
Why Consider an Annuity?
Annuities can play a powerful role in protecting your financial future. They help:
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Provide stable, predictable income
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Reduce market risk and protect principal
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Supplement Social Security and pensions
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Guard against longevity risk (outliving savings)
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Support long-term retirement planning
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Add tax-deferred growth to your portfolio
For many seniors, annuities offer the peace of mind that comes with knowing essential income is covered—no matter what happens in the market.
Independent Guidance You Can Trust
Choosing the right annuity can be confusing. As an independent advisor, Garry compares multiple carriers and products to help you find the best fit.
You receive:
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Clear, honest explanations
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Side-by-side plan comparisons
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Recommendations based solely on your goals
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Complimentary consultations with no pressure
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Lifetime support as your needs change
Your retirement deserves knowledgeable, integrity-based guidance—and that’s what we deliver.
Secure Your Retirement With Guaranteed Income
Annuities can help create a strong financial foundation for your retirement years. Whether you need growth, protection, or lifelong income, we’ll guide you through the options and help you make an informed, confident choice.
Get clarity, peace of mind, and a personalized income strategy built around your goals.
Contact Solutions for Seniors today to explore annuity options that help protect your financial future.
Frequently Asked Questions
What is the main purpose of an annuity in retirement?
Annuities are designed to provide a guaranteed income you cannot outlive. They offer financial security by protecting your principal, reducing market risk, and helping ensure your essential expenses are covered throughout retirement.
Are annuities safe for seniors?
Yes. Highly rated insurance companies back fixed and fixed indexed annuities and protect your principal from market loss. They are considered conservative, safe options for seniors seeking stability.
How do I know which type of annuity is right for me?
Your goals determine the best fit—whether that’s guaranteed income, safe growth, or protection from market volatility. During a complimentary consultation, we compare multiple carriers and products to find the option that aligns with your needs.
Can an annuity help supplement Social Security?
Absolutely. Annuities can provide a steady stream of income that complements Social Security and other pension benefits. This helps cover monthly expenses and provides a reliable income for life.
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7 Professional Parkway, Suite 203, Hattiesburg, MS